India's Trusted Loan & Insurance AdvisoryISO 9001:2015

Financial freedom, engineered
for ambitious lives.

From home loans to comprehensive insurance — get expert advisory, the lowest rates, and instant approvals from 180+ banking partners, all in one premium platform.

RBI Registered
180+ Bank Partners
₹280 Cr+ Disbursed
Our Services

Every financial product, curated for you.

Compare offers from 180+ lenders and 15+ insurance providers — handpicked, negotiated, and delivered through a single advisor.

starting
7.25%

Home Loan

Own your dream home with rates from 7.25% p.a.

starting
8.50%

Loan Against Property

Unlock equity from residential or commercial property.

starting
7.50%

Commercial Vehicle

Finance trucks, buses & fleets with flexible tenures.

starting
7.60%

Car Loan

Drive home your new car with up to 100% on-road funding.

starting
11.99%

Business Loan

Working capital up to ₹50L without collateral.

starting
10.49%

Personal Loan

Instant approval in 24 hours, minimal documentation.

starting
₹490/mo

Term Life Insurance

Comprehensive cover up to ₹2 Cr from top insurers.

starting
₹2,100/yr

Motor Insurance

Two-wheeler & four-wheeler with zero-dep add-ons.

starting
₹650/mo

Health Insurance

Cashless treatment across 10,000+ network hospitals.

EMI Calculator

Plan your loan in real time.

Instantly calculate monthly EMIs, total interest, and amortization for home, car & business loans.

Loan Amount
₹ 50,00,000
₹1L₹20Cr
Interest Rate
% p.a.
8.40 % p.a.
6%20%
Tenure
Years
20 Years
1 Y30 Y
Principal
₹50,00,000
Interest
₹53,38,054
Total
₹1,03,38,054
Your Monthly EMI
43,075
for home loan of ₹50,00,000 over 20 years
Principal48%
Principal50L
Interest53L
Apply for this loan
Builder Brochures

Explore premium project brochures.

Pre-vetted residential, commercial and luxury properties with home-loan offers ready to go.

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About Janaki Raghav

Six years of trusted financial advisory.

Since 2020, Janaki Raghav has helped 460+ families and businesses unlock the right financial products at the right rates. We are a SEBI-aware, RBI-registered DSA partnered with India's leading public & private sector banks, NBFCs and insurance companies.

  • Curated offers from 180+ banks & NBFCs
  • Dedicated relationship manager for every client
  • Zero hidden charges — full rate-card transparency
  • End-to-end documentation handled by experts
0+
Happy customers
0+ Cr
Disbursed in loans
0+
Banking partners
0 yrs
In business
Loan Process

From application to disbursement in 4 steps.

1

Apply Online

Fill our 60-second pre-qualification form. No credit-score impact.

2

Document Verification

Upload basic KYC; our experts verify and present matched offers.

3

Approval

Get in-principle approval within 24-48 hours from top lenders.

4

Disbursement

Loan amount credited directly to your account — fast & secure.

Insurance

Protect what matters most — with peace of mind.

Compare plans from 15+ trusted insurers and pick the perfect cover in minutes.

Most Popular

Health Insurance

Cashless treatment at 10,000+ hospitals nationwide.

₹650/month onwards
  • ₹5L–₹1Cr cover
  • Pre & post hospitalization
  • No claim bonus
Get a quote
Zero-Dep

Motor Insurance

Comprehensive cover for cars, bikes & commercial vehicles.

₹2,100/month onwards
  • Zero-depreciation cover
  • 24×7 roadside assistance
  • Engine protection add-on
Get a quote
₹2 Cr Cover

Term Life Insurance

Secure your family's future with high-cover plans.

₹490/month onwards
  • Cover up to ₹2 Cr
  • Tax savings under 80C
  • Critical illness rider
Get a quote
IRDAI Authorized
Licensed insurance broker
100% Data Secure
Bank-grade encryption
24×7 Claim Support
Dedicated claims team
Testimonials

What our clients say.

"Janaki Raghav got me a rate 0.45% lower than what I'd been quoted directly by the bank. The advisor walked me through every step — felt like a private banker."

AM
Aarav Mehta
Home Loan Customer

"Sanctioned ₹35 lakh in 4 working days without collateral. Their team handled all the paperwork — I just had to sign."

PS
Priya Sharma
Business Loan

"Compared 9 plans on one screen and got cashless coverage activated for my family the same day. Outstanding service."

RI
Rohan Iyer
Health Insurance

"100% on-road financing on my new SUV at a fantastic rate. Janaki Raghav's relationship manager was always reachable."

NK
Neha Kapoor
Car Loan
FAQ

Questions, answered.

PAN, Aadhaar, last 3 months' salary slips, last 6 months' bank statements, Form 16/ITR, and property documents. Our advisor sends a personalized checklist.

Contact

Let's start your application.

A relationship manager will reach out within 30 minutes during business hours.

Reach us

Phone
+91 93285 12413
Email
janakiraghavfin@gmail.com
Office
Office No. 15, Pankaj Complex, New Station Road, Bhuj (M+OG), Taluka Bhuj, District Kachchh, Gujarat
Hours
Mon–Sat · 10:00 AM – 8:00 PM
📍 Bhuj, Kachchh HQ